About Zarro Mortgage Group
Local Roots. Trusted Guidance. A Clear Path to Homeownership.
At Zarro Mortgage Group, we believe buying a home should feel exciting — not overwhelming. As a trusted mortgage partner based right here in Martin County, we help families and individuals across the Treasure Coast secure the right home loan with confidence and clarity.
Our Services
We offer a comprehensive range of mortgage services designed to meet your unique needs and financial goals.
Home Purchase Loans
Expert guidance through the entire home buying process, from pre-approval to closing.
Refinancing Solutions
Lower your monthly payments or access your home's equity with our competitive refinancing options.
Pre-Approval Services
Get pre-approved quickly to strengthen your buying power and stand out to sellers.
First-Time Buyer Programs
Specialized programs and education to help first-time buyers navigate the mortgage process.
Investment Property Financing
Flexible financing options for real estate investors looking to expand their portfolio.
VA & FHA Loans
Specialized government-backed loan programs with competitive rates and low down payments.
Loan Types We Offer
From conventional to government-backed loans, we have the right mortgage solution for every situation and budget.
Conventional Loans
Traditional mortgage options with competitive rates
- Down payments as low as 3%
- Competitive interest rates
- Flexible term options (15, 20, 30 years)
- No mortgage insurance with 20% down
FHA Loans
Government-backed loans ideal for first-time buyers
- Down payments as low as 3.5%
- More lenient credit requirements
- Gift funds allowed for down payment
- Competitive interest rates
VA Loans
Exclusive benefits for veterans and active military
- No down payment required
- No private mortgage insurance
- Competitive interest rates
- Limited closing costs
Non-Conforming Loan
Flexible financing for borrowers outside traditional loan limits or qualification guidelines.
- Flexible income and credit qualification
- Self-employed / high-net-worth borrowers
- Available for primary or second homes
- Tailored solutions with competitive rates
Jumbo Loans
Financing for high-value properties
- Loan amounts above conforming limits
- Competitive rates for qualified borrowers
- Flexible down payment options
- Purchase or refinance options
Learn about all of the loan options that we offer.
Learn more about all of the types of loans and programs that Zarro Mortgate Group offers to Florida Homeowners.
Get to Know Zarro Mortgage Group
We’re more than lenders — we’re neighbors, advocates, and trusted partners helping our Treasure Coast community find the perfect place to call home.
Joanne Zarro
Amanda Foster
Donna Linton
Angela McCollum
