Meet
Eve Genna
Of Zarro Mortgage Group
Mortgage Specialist
As a Mortgage Specialist at Zarro Mortgage Group, Eve Genna brings nearly 40 years of experience in the mortgage industry and a deep understanding of underwriting, loan structuring, and client care. Originally from Long Island, New York, Eve earned her bachelor’s degree from Long Island University before beginning her career with the IRS and Social Security Administration—a foundation that gives her a unique strength in financial analysis and regulatory precision.
After moving to Florida in 1982, Eve began her mortgage career in 1985, quickly progressing from processing to Underwriting Management, where she spent 18 years helping both clients and fellow professionals navigate complex lending decisions. Although she briefly retired in 2013, Eve’s passion for helping people achieve homeownership brought her back to the industry, joining Joanne Zarro’s team two years later.
Her areas of expertise include tax return analysis, loan modifications, and detailed underwriting review, allowing her to identify the best financing paths for borrowers across Martin County, St. Lucie County, and the Treasure Coast. Known for her calm demeanor and thorough approach, Eve ensures that every client receives personalized guidance and confidence throughout the mortgage process.
Eve’s extensive background and steadfast dedication make her an invaluable part of the Zarro Mortgage Group team—helping clients turn their homeownership goals into reality with experience, precision, and heart.
Meet The Rest Of The Zarro Mortgage Group
Meet the rest of the Zarro Mortgage Group team — a dedicated group of lending professionals committed to guiding families across Martin and St. Lucie counties through every step of the home financing process.
President
Joanne Zarro
Mortgage Specialist
Amanda Foster
Reverse Mortgage Advisor
Donna Linton
Senior Processor
Angela McCollum
FAQS
How do I choose the right loan officer to work with?
Choosing the right loan officer depends on your goals and communication style. Our team members each specialize in different areas—from first-time homebuyer programs to reverse mortgages—so you’ll always find someone who fits your needs. Visit our Mortgage Loan Programs page to see which loan type fits you best, then connect with the specialist listed under that program.
What’s the benefit of working with a local mortgage team?
Working with a local team like Zarro Mortgage Group means your loan officer understands the real estate market in Martin County, St. Lucie County, and the greater Treasure Coast. Our team lives and works here too—so we know the neighborhoods, property values, and local partners that help make the process faster and more personal.
Can I meet with a loan officer in person or online?
Absolutely. You can meet with our team in person at our Stuart office or schedule a virtual appointment from the comfort of your home. Each team member’s profile includes contact details and a meeting link so you can connect your way.
Who should I talk to about refinancing my current mortgage?
Our experienced loan officers, including Joanne Zarro, can review your current loan and explore whether refinancing could lower your monthly payments or help you reach other financial goals. Visit our Mortgage Loan Programs page to learn more about refinance options, or contact any team member directly to start the conversation.
Does Zarro Mortgage Group help with reverse mortgages?
Yes. Donna Linton, our Reverse Mortgage Advisor, specializes in helping homeowners age 62 and older explore how a reverse mortgage can provide financial flexibility while staying in their homes. Learn more about reverse mortgage programs on our Loan Programs page.
What makes Zarro Mortgage Group different from other lenders?
We’re not a national call center—we’re your neighbors. Our team combines over 100 years of combined experience, personalized service, and deep community ties throughout Martin and St. Lucie counties. We treat every loan like it’s our own, guiding you through every step with honesty and expertise. Learn more about our story on the About Us page.
How can I calculate how much home I can afford?
Our online Mortgage Calculators can help you estimate your monthly payment, interest rate, and loan affordability. For personalized guidance, contact any team member and we’ll help you break down the numbers based on your financial goals.
I’m not sure which loan program fits me best. Where should I start?
If you’re unsure which mortgage type works best—FHA, VA, USDA, Conventional, or a First-Time Homebuyer Program—start by browsing our Mortgage Loan Programs page. You can then reach out to one of our loan specialists for a one-on-one consultation to explore your options.