Meet
Amanda Foster
Of Zarro Mortgage Group
Mortgage Specialist
As a Mortgage Specialist at Zarro Mortgage Group, Amanda Foster combines over 18 years of mortgage industry experience with a heartfelt commitment to helping families throughout Martin County and St. Lucie County achieve their dream of homeownership. Originally from Manchester, England, Amanda made the Treasure Coast her home more than a decade ago and has since become known for her professionalism, integrity, and genuine care for her clients.
Guided by her belief that “People Buy People First,” Amanda approaches every loan with compassion and attention to detail, ensuring that each client feels informed, valued, and confident throughout the mortgage process. Whether helping a first-time homebuyer, a growing family, or someone refinancing their forever home, Amanda’s focus is always on building trust and long-term relationships rooted in exceptional service and clear communication.
Her upbeat attitude and dedication to making a difference have earned her recognition in the community, including a “Dame” nomination for the Tykes & Teens Festival of Trees & Lights—a reflection of both her professionalism and her ability to make others feel at ease.
Outside the office, Amanda enjoys an active lifestyle—spending time at the gym, walking her dog Harley, and creating lasting memories with her two children, Finley and Madeleine.
With a strong foundation in both industry expertise and community connection, Amanda represents the spirit of Zarro Mortgage Group—trusted, knowledgeable, and deeply invested in helping Treasure Coast families call this beautiful community home.
Meet The Rest Of The Zarro Mortgage Group
Meet the rest of the Zarro Mortgage Group team — a dedicated group of lending professionals committed to guiding families across Martin and St. Lucie counties through every step of the home financing process.
President
Joanne Zarro
Reverse Mortgage Advisor
Donna Linton
Senior Processor
Angela McCollum
Mortgage Specialist
Eve Genna
FAQS
How do I choose the right loan officer to work with?
Choosing the right loan officer depends on your goals and communication style. Our team members each specialize in different areas—from first-time homebuyer programs to reverse mortgages—so you’ll always find someone who fits your needs. Visit our Mortgage Loan Programs page to see which loan type fits you best, then connect with the specialist listed under that program.
What’s the benefit of working with a local mortgage team?
Working with a local team like Zarro Mortgage Group means your loan officer understands the real estate market in Martin County, St. Lucie County, and the greater Treasure Coast. Our team lives and works here too—so we know the neighborhoods, property values, and local partners that help make the process faster and more personal.
Can I meet with a loan officer in person or online?
Absolutely. You can meet with our team in person at our Stuart office or schedule a virtual appointment from the comfort of your home. Each team member’s profile includes contact details and a meeting link so you can connect your way.
Who should I talk to about refinancing my current mortgage?
Our experienced loan officers, including Joanne Zarro, can review your current loan and explore whether refinancing could lower your monthly payments or help you reach other financial goals. Visit our Mortgage Loan Programs page to learn more about refinance options, or contact any team member directly to start the conversation.
Does Zarro Mortgage Group help with reverse mortgages?
Yes. Donna Linton, our Reverse Mortgage Advisor, specializes in helping homeowners age 62 and older explore how a reverse mortgage can provide financial flexibility while staying in their homes. Learn more about reverse mortgage programs on our Loan Programs page.
What makes Zarro Mortgage Group different from other lenders?
We’re not a national call center—we’re your neighbors. Our team combines over 100 years of combined experience, personalized service, and deep community ties throughout Martin and St. Lucie counties. We treat every loan like it’s our own, guiding you through every step with honesty and expertise. Learn more about our story on the About Us page.
How can I calculate how much home I can afford?
Our online Mortgage Calculators can help you estimate your monthly payment, interest rate, and loan affordability. For personalized guidance, contact any team member and we’ll help you break down the numbers based on your financial goals.
I’m not sure which loan program fits me best. Where should I start?
If you’re unsure which mortgage type works best—FHA, VA, USDA, Conventional, or a First-Time Homebuyer Program—start by browsing our Mortgage Loan Programs page. You can then reach out to one of our loan specialists for a one-on-one consultation to explore your options.